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Insurance exchange: NH Dems, GOP switch sides


Here is an unexpected political development. The Democratic leadership of the N.H. House Commerce and Consumer Affairs Committee has moved to kill a business regulation proposed by some House Republicans. The Democrats say the regulation of insurers who offer coverage on the Obamacare exchange would have the unintended consequence of raising insurance prices. They are right.

House Bill 1294, sponsored by Rep. Bill Nelson, R-Brookfield, would require any health insurer participating in New Hampshire’s health insurance exchange to negotiate in good faith with every interested health care provider in the state. It is a response to Anthem excluding 10 hospitals from its exchange network.

The committee’s Democratic majority concluded that insurers do save money by limiting their coverage. Therefore the bill would raise insurance rates by severely restricting their reasons for excluding a provider from the network.

The Democratic-led committee has suddenly discovered that health insurance regulations have consequences well beyond their intended effects. Simply passing a law ordering insurers to do what we wish insurers would do is not an actual solution. Statutes do not trump economics.

Now if only most politicians would wake up to this reality, we could undo so many past mistakes and vastly improve our abysmal insurance market.


Weekend 'Top 10' Planner: April 28-30, 2017
We took the Top 10 Things to Do in New Hampshire this weekend and dropped them here so you can pick your plans. You can choose from outdoor events like Discover Wild NH Day in Concord or head back...

Weekend 'Top 10' Planner: April 21-23, 2017
This weekend is another one that is packed full with lots of fun for the whole family. With Earth Day planted on Saturday there are plenty of events happening in the great outdoors and there are...

Trace Adkins
Saturday, 8 p.m.

Ringling Bros. and Barnum Bailey presents Circus XTREME
Friday, 7 p.m.
Saturday, 11 a.m., 3 p.m. and 7 p.m.,
Sunday, 2 p.m. and 6 p.m.

Moniff: 5th Annual Monadnock Int'l Film Festival
Friday, 9:30 a.m.,
Saturday, 9:30 a.m.,
Sunday, 9 a.m.

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