Marc A. Hebert's Money Sense column sig

LONG-TERM care includes a range of services that helps people with chronic illnesses or disabilities. It can include both medical and non-medical needs.

For example, long-term care can involve the ability to perform certain basic tasks such as feeding oneself, bathing, dressing, transferring and toileting.

Marc A. Hebert, MS, CFP, is a senior member and president of the wealth management and financial planning firm The Harbor Group of Bedford. Email questions to Marc at mhebert@harborgroup.com. Your question and his response might appear in a future column.

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